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Question

Host TIN or Owner TIN for 1099k reporting?

  • October 30, 2025
  • 1 reply
  • 21 views

suzanne
New Participant
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I am hosting six properties for six different owners. My tax reporting set up is like this:  Each property funds into a bank account owned by  Owner, And I am an authorized writer or agent on the account.  This way the  owner receives the 1099K at the end of the year.  At the end of each month, I pay housekeeping, expenses, and my fee out of each respective account. This way there  is complete transparency for all transactions and no commingling of funds.  I use Owner Statements, and remit the  amount on the stmt  to the Owner. 

 

My question is this: if you have a similar situation how do you structure  for General operations and tax reporting?  

 

Do you have all funds from the platforms go into one account in your name?

(As I understand it, the upcoming capability for owner payments requires that all funds  are debited from one host bank account, which seems like an accounting nightmare to me. )

 

 Is being the Recipient of the 1099K beneficial or more work given, I would assume, you would need to 1099 your owners. 

 

I’m seeking any and all feedback for the most efficient and beneficial way to handle this as a host.

 

I’d be grateful for your input!!

1 reply

Will.Fraser
Known Participant
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  • Known Participant
  • October 30, 2025

Hey Suzanne 👋

 

For my operation we have about 9 owners with about 13 properties and all the gross revenue from the 13 properties go into one Operating Account.

 

From there all expenses are paid out, management fees collected, and owner draws are disbursed once each month.

 

A critically important function for this is to have a frequent and “light” account reconciliation process that allows you to know with exact detail where the money should be and then to make reality match that.